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The Role of Financial Services in Building Household Resilience in Burkina Faso

The Role of Financial Services in Building Household Resilience in Burkina Faso
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CGAP 2 November 2016

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This paper summarizes how findings from formative research, ten “resilience diaries,” qualitative follow up and economic games, answer the two key research questions listed above. As this research is not related to any specific program or product, its primary purpose is to illustrate how families anticipate and cope with shocks, relating household behaviors and preferences to design features that could improve financial services offered for building resilience.

It is organized by first reviewing some of the recent literature on resilience and providing contextual information on Burkina Faso. Then it describes research partners and research methods used. The findings section describes resilience diary outcomes, first illustrating the context in which the female participants live, then focusing on shocks, coping mechanisms and mechanism preferences. Last follows the discussion, recommendations and conclusion, with these sections summarizing key findings related to the two research questions and putting forth recommendations for financial services that would build household resilience in the face of continual covariate and idiosyncratic shocks. The audience for the paper includes financial service providers (FSPs), technical assistance providers, and others interested in the intersection of financial inclusion and resilience.


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